2. $40,000 worth of bodily injury liability coverage for two or more people injured in an accident. This pays for claims made against you if you cause an accident and two or more people are injured or killed.

3. $5,000 worth of property damage liability coverage. This pays for repairs to the other person's car or property when you cause an accident.

Optional Insurance Coverage

Collision coverage - This pays to repair or replace your car when it's involved in an accident. If your car is worth $2,000 or more you should carry this coverage. You can save money on it by raising your deductible.

Comprehensive coverage - This pays to repair or replace your car if it's damaged by by something other than an auto accident - fire, theft, vandalism, or acts of nature. This is insurance that's worth carrying. You can save money on it by raising your deductible.

Personal injury protection - This pays for you and your passenger's medical expenses when you're involved in an accident. Good to have if you don't have medical insurance. If you do, you may nor need it.

Getting the Best Auto Insurance Rate

The best way to get the best rate on Massachusetts auto insurance is to comparison shop, and the best way to do that is to go to an insurance comparison website where you can get rates from a number of different insurance companies.

Visit http://www.LowerRateQuotes.com or click on the following link to get Massachusetts auto insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.